Let me
share with you my 2 cents worth of insights about managing your personal finance. 3. 7. 5. Always ask for a receipt. 4. But sad to say, our schools do not teach this important skill. It is essential to know
every single detail of your income statements. Usually if you tell yourself to buy the stuff later, you will not buy it. Do your monthly income statements checking. Pay yourself first. Credit Card Company will send you your spending statement every month, which can serve as a reference for you. Managing
personal finance is a very important skill that everyone must master. Always buy your stuffs at a discount. Use a credit card whenever you can, but you MUST be able to PAY OFF the FULL BALANCE every month. Before you decide to buy anything, stop and procrastinate. 1. Disclaimers: Neither I nor any
third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this article for any particular purpose. Some people think that buying at a discount is being cheap, but only fools who do not take
advantage of this chance to save some money. Do some simple bookkeeping so that you can understand your spending habits. 6. Record your daily or monthly expenses. Usually people adopt this system of EARN - SPEND - SAVE, rather than EARN - SAVE - SPEND.
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